Monthly and once-off together
Most calculators stop at the repayment. This one adds Once-off Costs broken into Deposit, Bond Registration and Property Transfer, so the buyer sees the cash they need up front.
Tools & Calculators
Bond Repayment Calculator
One bond, one rate, the monthly and the once-off in one view.
Enter the purchase amount, an optional deposit, an interest rate and a loan term. The Bond Repayment tab returns the monthly bond payment, the once-off costs split into deposit, bond registration and property transfer, and the gross monthly income required to carry it.
Four steps, not forty.
- 1
Open Tools, Calculator
From your agent website navbar choose Tools then Calculator. The page opens at /tools/calculator on the Bond Repayment tab by default.
- 2
Enter price and deposit
Fill in Purchase Amount (R) and, where there is one, Deposit (R) (Optional). Opened from a sale listing page the purchase amount is already prefilled.
- 3
Set rate and term
Interest Rate (%) starts at 10.5 and Loan Term (Yrs) at 20. Change either to whatever the buyer is likely to be offered.
- 4
Read the three answers
Monthly Bond Payment, Once-off Costs split into Deposit, Bond Registration and Property Transfer, and Gross Monthly Income Required all move together.
Built for the way South African agents actually work.
Rate and term are yours to set
Interest Rate (%) and Loan Term (Yrs) are plain inputs, prefilled at 10.5% over 20 years. Change either and every figure redraws as you type.
Record the originator in the CRM
There is no handoff from the calculator itself. In the CRM an agreement carries a bond originator contact field, where you record who the buyer was referred to.
About Bond Repayment Calculator.
Where does the interest rate come from?
You type it in. The field is prefilled at 10.5% and the on page disclaimer notes the calculator uses the prime interest rate by default and that the rate your bank offers may vary.
Does it include FLISP or first-home-buyer subsidies?
No. There is no FLISP or subsidy logic in the calculator. It works from the purchase amount, deposit, rate and term you enter.
Can I see the transfer and bond cost detail?
Yes. A link reading "View bond and transfer cost breakdown" takes you to the Bond & Transfer tab, where every line item behind Once-off Costs is itemised.
Ready to try Bond Repayment Calculator?
Start with 30 days free and 5 property reports. No card required.